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FIND YOUR DREAM HOME OR APARTMENT
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Wow the majority of posts on here are as negative as all the news on at night. So when a positive story is posted about opportunity, the news desk comes out to kill the story. By the posts mentioned I would say the vast majority are clueless about who funds these programs, or how they work. It certainly is not the large banks you all reference. For example, if you can tell me who CHFA in Colorado is, you will know they are not a retail bank.
For those like me who served in the military, we fought for you to put your rants on the internet, while you make excuses for your life. Enjoy your freedom. Maybe you'll win an award for your brilliant commentary.
Absolutely absurd that New York and New Jersey, along with Connecticut (to a lesser degree) are on this list.
You can have all the programs in the world and it doesn't overcome the fact that it's mega-expensive own anything like a house in NY and NJ. Horrible to include them for 1st time buyers, unless we are speaking of a very small group of 1st time buyers that are looking for that "swag" apartment home with 900 sq ft for a nominal $300,000, amounting to some $1500 per month mortgage.
For that type of money in the rest of those states, you can get several thousand ft, possibly lake front, and the costs will be less, as will the taxes.
Again, absurd to have those 3 on this list.
If we could close the bridge over the Columbia, AFTER sending all the Califkcians and all of their relatives back that have moved here in the last 40 years, we would be okay.
(Before you ask...my family tree laid roots here over 105 years ago. when things were much better around these parts.)
What is the pay scale, job market, school ratings, crime rate? Getting a good loan is one thing, but having a job that pays well and safe place to live is another.
Why does the government bail out the corrupt banks and mortgage companies with "TAX PAYERS MONEY" ? Why does the government aid and abide to "CRIMINALS" ? Why doesn't the government give the people the "TAX PAYERS MONEY" they deserve a "REFUND OF TAXES", before they loose everything due to these "CRIMINALS"? Question the judges and lawyers that allow this demise and dishonesty to continue in support of the "REAL CRIMINALS" ! If you can honestly answer with "CONCRETE EVIDENCE", and "PROOF", the "TRUTH" will appear, then only then will you be able to see the government for what it is!!!!
be careful with banks when it comes to mortgages, they will promise one thing
and than deliver a ripped of situation.
How come Nothing was mentioned about NACA in any of the 12 states listed in the article? They have 31 offices at this time. This Orginization has presence in many state and was started in 1988 by Bruce Marks. With Naca financing you will benefit from the following:
Below Market interest rate
No Down Payment
No Closing Cost
No Points, fees Yield spread Premium
No Pre payment penalty
No Mortgage insurance
No Balloon payment
They can also help refinance your home even if you didn't purchase your home throuh there program.
Check out ALL the info about NACA on
If you had a Foreclosure or Short Sale 2 years ago, You can still buy a home thru NACA without the Large 30% Down Payment that other lender require for "high risk buyers". Most Lenders won't even look at you if it's been less then 3-4 years since your Short Sale or Foreclosure occured.
So America, Don't give up on the Dream of owning a home again. Check out Naca.com. You'll be glad you did! I am.