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FIND YOUR DREAM HOME OR APARTMENT

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56Comments
Jan 14, 2014 7:20PM
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Wow the majority of posts on here are as negative as all the news on at night.  So when a positive story is posted about opportunity, the news desk comes out to kill the story. By the posts mentioned I would say the vast majority are clueless about who funds these programs, or how they work. It certainly is not the large banks you all reference. For example, if you can tell me who CHFA in Colorado is, you will know they are not a retail bank.


For those like me who served in the military, we fought for you to put your rants on the internet, while you make excuses for your life. Enjoy your freedom. Maybe you'll win an award for your brilliant commentary.

Jan 8, 2014 12:51PM
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Do not buy in North Carolina.There greedy and overtaxed t h e people.
Jan 8, 2014 6:12AM
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1 man 1 year to build a house....................How much do you want to give bankers for a pile of worthless Sticks And Stones? Have land Sticks and Stones ? no no Just work 30 years for the bank.
Jan 1, 2014 5:58PM
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Absolutely absurd that New York and New Jersey, along with Connecticut (to a lesser degree) are on this list. 


You can have all the programs in the world and it doesn't overcome the fact that it's mega-expensive own anything like a house in NY and NJ.  Horrible to include them for 1st time buyers, unless we are speaking of a very small group of 1st time buyers that are looking for that "swag" apartment home with 900 sq ft for a nominal $300,000, amounting to some $1500 per month mortgage. 


For that type of money in the rest of those states, you can get several thousand ft, possibly lake front, and the costs will be less, as will the taxes.


Again, absurd to have those 3 on this list.

Jan 1, 2014 2:12PM
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I have travel to most States picked and I would strongly disagree with your choices.  Not sure what formula you use to make these choices.  Just one person's opinion
Jan 1, 2014 2:10PM
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Problem with buying in Washington state is that we are becoming more and more Californicated all the time. High taxes, low education levels, drug addicts all over the place, gangs, self-absorbed idiots running government.

If we could close the bridge over the Columbia, AFTER sending all the Califkcians and all of their relatives back that have moved here in the last 40 years, we would be okay.

(Before you ask...my family tree laid roots here over 105 years ago. when things were much better around these parts.)

Jan 1, 2014 1:02PM
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What is the pay scale, job market, school ratings, crime rate? Getting a good loan is one thing, but having a job that pays well and safe place to live is another. 

Jan 1, 2014 12:42PM
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Kinda fond of that New Jersey photo. I want a cell tower and wind turbine view from the back yard.
Jan 1, 2014 12:24PM
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how can they define a first time buyer as "someone who hasn't owned a home for the last 3 years"??? someone I know just bought a home under this program, he had previously owned 3 houses. in addition to that, the program paid his "down payment" and provided him with 1000's of dollars for "renovation". in 10 years he can sell this property and keep 100% of the proceeds.
Dec 24, 2013 4:53AM
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I do not trust any thing that is being offered at a great rate or as a way that helps the consumer, because it generally does not help no one but the millionaires, but the other option I have to purchase my first home is to put up 35% down payment and pay a large Investment  fee to someone who just picked up the property for dirt cheap, and then I can not live in the home so I would have to sell it, to someone and then buy it back from them to make it mine.
Sep 12, 2013 7:11AM
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Why does the government bail out the corrupt banks and mortgage companies with "TAX PAYERS MONEY" ? Why does the government aid and abide to "CRIMINALS" ? Why doesn't the government give the people the "TAX PAYERS MONEY" they deserve a "REFUND OF TAXES",  before they loose everything due to these "CRIMINALS"? Question the judges and lawyers that allow this demise and dishonesty to continue in support of the "REAL CRIMINALS" ! If you can honestly answer with "CONCRETE EVIDENCE", and "PROOF", the "TRUTH" will appear, then only then will you be able to see the government for what it is!!!!

Sep 7, 2013 11:27AM
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be careful with banks when it comes to mortgages, they will promise one thing

and than deliver a ripped of situation.

Sep 7, 2013 11:25AM
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 Help? Like the community socialist democrat investment act that left America with the lowest labor participation rate since 1978? Hello My name is Obozo the socialist clown and I'm here to help you.
Sep 7, 2013 4:30AM
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Most of the states listed happen to be some of the most expensive to live in also. No wonder someone wanting to buy their first home in one of these states would need a little assistance. That is if they meet the requirements, which may be a bit tricky at best.
Jul 4, 2013 12:41PM
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What about NACA anyone with NACA experience?
Jul 4, 2013 12:39PM
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Wells fargo especially is rip off. Read documentation under wells fargo scam and the lawsuit aginst them. Its so unfortunately some big companies and banks like Wells fargo are untouchable. I know some rich folks with defend Wells fargo in this article. Shame to Wells fargo. Crooked bank, crooked employees.
Oct 7, 2012 6:24AM
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The banks are just going thru motions to look like they are attempting to help.  They are gettting insurance for the full loan from FHA when they foreclose and then they sell the house and get paid again!
Oct 2, 2012 8:38AM
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How come Nothing was mentioned about NACA in any of the 12 states listed in the article? They have 31 offices at this time. This Orginization has presence in many state and  was started in 1988 by Bruce Marks. With Naca financing you will benefit from the following:

 

Below Market interest rate

No Down Payment

No Closing Cost

No Points, fees Yield spread Premium

No Pre payment penalty

No Mortgage insurance

No Balloon payment

 

They can also help refinance your home  even if you didn't purchase your home throuh there program.

Check out ALL the info about NACA  on  

If you had a Foreclosure or Short Sale 2 years ago, You can still buy a home thru NACA without the Large 30% Down Payment that other lender require for "high risk buyers". Most Lenders won't even look at you if it's been less then 3-4 years  since  your Short Sale or Foreclosure occured. 

So America, Don't give up on the Dream of owning a home again. Check out Naca.com. You'll be glad you did! I am.

Oct 2, 2012 7:27AM
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awww yeah go Washington! :D i live in Spokane, Washington, and i love it here!! yay!!
Oct 2, 2012 7:03AM
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An eruption of Mt. Rainier would send flows of mud and debris into Tacoma's Commencement bay as well as Seattle's Elliot bay.  There is plenty of geological evidence underlying Puyallup and surrounding areas that previous eruptions have caused these types of disasters.  To say Mt. Rainier is not a threat is pretty silly.  However, it's just as silly as living next to the San Andreas fault.
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