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Your yard: The local party spot?See how a couple converted their yard into a neighborhood gathering place.
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The difference between Romney voters and BHO voters.
Romeny voters sign their checks on the front.
BHO voters sign their checks on the back.
'bill keef', your link got me the following, is that what you are referring to?
Liquidation is the process of turning assets into cash. Liquidation is performed under Chapter 7 bankruptcy in which the debtor has made the choice to sell assets to pay off creditors.
The process begins when the court appoints a trustee who not only oversees the liquidation, but also distributes the funds to creditors.
Debtors should always reveal all assets in their possession, as hiding any assets from the courts will be seen as fraud and prosecuted as such.
Once all assets are discovered, non-exempt property is sold through various outlets, until it is all converted to cash. Based on the items being liquidated the process can be quick or prolonged.
Many believe that by choosing to liquidate it implies everything will be sold for profit. Both federal and state law prohibits this practice and insures each debtor does not lose everything.
7 upgrades we want most in our homes
By MarketWatch
When homeowners plan for their next house, or plan the remodeling projects that they want to undertake on their current home, there are seven priority spaces that they are focusing on, according to a survey of Better Homes and Gardens readers.
If you're dreaming of a new space this year, here are the areas you might want to consider.
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7 upgrades we want most in our homes
1. Separate laundry room
Convenience and practicality are the big watchwords in home improvement in 2012. For many folks, that means lifting the laundry room out of the basement and integrating it into other spaces of the home that will allow for more multitasking, says Jill Waage, editorial director/home for Better Homes and Gardens magazine. But the laundry space doesn't have to be deluxe; moderately sized will do today.
7 upgrades we want most in our homes
2. Additional storage space, walk-in closets and built-ins
Homeowners are not as willing to bump up their mortgages to buy more square footage for storage these days, but they are seeking smarter spaces that can aid in home organization. "The idea is to maximize every inch of the home," Waage says.
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7 upgrades we want most in our homes
3. Outdoor living area
While big outdoor kitchens and gaudy outside fireplaces are out, smaller spaces that provide some outdoor living space and a connection to the home itself are gaining in popularity, Waage says. Just a simple gathering space for family and friends will do. "Curb-appeal projects are also gaining," she says.
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7 upgrades we want most in our homes
4. An additional bedroom with private bath
There are plenty of reasons why homeowners would pay up for this added space when they might not for something else — the need to provide for an aging parent, a guest suite or a teen retreat. But the space needs to be "just the right size," Waage says.
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7 upgrades we want most in our homes
5. Home office, work space, family computing
Everyone in the household needs somewhere to dock their electronics, and more homebuilders are incorporating that space into the core of new houses. But in many cases, homeowners can create that space within their existing kitchen or family room, Waage says. "Family time these days is being in the same room together but not necessarily doing the same activity," she says.
7 upgrades we want most in our homes
6. Everyday eating space in or close to the kitchen
Several of the show homes at the International Builders Show in Orlando, Fla., in February featured not one or two but three or four eating areas/eating bars within the extended kitchen/family room area. The trend seeks to capitalize on our need to multitask and to gather, Waage says.
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7 upgrades we want most in our homes
7. Upgraded bathrooms
Kitchens and baths have always been the most popular remodeling targets, with the kitchen being the focal point of most projects in the recent past. But this year the baths are getting more attention, Waage says, as homeowners seek a better, more personalized fit and finish to the rooms. "Baths are outpacing kitchens as far as the choice for remodeling about 31% to 25%," she says.
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