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Aug 7, 2014 4:12AM
Hello Every One, My Name is FERDINARD LUCAS i live in USA FLORIDA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a struggling dad with four kids and i have been going through a serious problem as my son encountered a terrible accident last weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan lender MR BUHARI DANGOTE who provides loans at an affordable interest rate and i have been hearing about so many scams on the internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $400,000 USD and i payed for my son surgery and thank GOD today he is okay and can walk and is working and the burden is no longer so much on me any more and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender MR BUHARI DANGOTE and i will advise anyone in genuine and serious need of loan to contact this GOD fearing man via email=buhariloanfirm@aol.com OR call him online=+2348157905793 and i want you all to pray for this man for me.


Feb 8, 2014 10:56AM
Don't bother.  Banks are too tight and will only deny your loan request.
Feb 8, 2014 5:05AM
#12 - hookers, lots of coke hookers - or is that just for wall streeters...

still waiting on the zombie apokolypse

Feb 8, 2014 2:58AM
These articles are always good for a laugh.  You won't catch me kissing a banks butt.  The banks can put their money where the sun doesn't shine for all I care.  I don't buy anything on credit and have a ton more money to show for it.
Sep 4, 2013 7:46AM

Anyone looking to buy a home should educate themselves, because this will likely be the biggest purchases of your life!  To avoid becoming a future, foreclosure statistic, set a price that you are comfortable with, not what the bank, broker or agent says you "can qualify for." This means do not buy more house than you can pay for and still pay your other financial obligations (food, utilities, insurance, taxes, etc.).  I got an amazon ebook ("stuff I told my kids about how to buy your first house") for my son to get some basic info BEFORE he sees anything with a real estate agent.   It is less than 3 dollars and free to borrow for prime members.  Well worth it in my opinion.

Jul 24, 2013 12:08PM

The sale of anything is a negotiation.. Money home whatever.. I hate buying a home and a car for that reason. The sales folks involved seem to think everyone else is stupid.. When you agree to buy the house and go to SETTLEMENT folks think that is the time to try to negotiate.. The most you lose from walking out is your deposit. It is amazing how folks like the bank and real estate persons become a friend to fix things.... we have walked on three closings and in the end the seller/buyer got nothing they asked for other than what was AGREED on... Each time either the agent added or once refused to add something we had asked for and had been agreed apon prior to closing.. even when it was in writing threatening that the sale would not go through unless we did what they said...

Hmmmm nope... Amazing how each deal got finished then and there when we got up and started to leave.... Car deals are the same way... nothing is done until all parties sign... This article is as self serving as most of the msnbc money articles are .. Buyer beware.. NO one is your pal with your interest at heart.... It is YOUR money so protect it like others are out to take it because they are....

Jul 24, 2013 11:42AM
They forgot to add Dave Ramsey to the credits. This bullcrap looks just like something he would write.
Jul 24, 2013 11:03AM
Yeah, I love it when someone tells me "You should never pay off your house. It will damage your credit score." First of all, If you have no debt...you'll have money therefore you don't need a credit score. If you were to need to borrow (which I REFUSE to do), the bank can do manual underwriting with no credit score. I'd rather be debt free than have a credit score of 1000.
Jul 24, 2013 10:54AM
Don't pay off your debt??? Who wrote this, a patsy for the card compamies? It's obvious that credit comapnies never want you to pay off your debt. Why would they want someone paying off the card every month and only make 3-7% off the merchant, when they can make 5-22% off the consumers balance.
Jul 24, 2013 10:23AM
It was the first rule for my son to get a credit card: always pay off balance on time. He did well, and never paid a penny of interest.
Jul 24, 2013 9:33AM
We just paid off our house (in eleven years) and don't carry ANY credit card balances over.  We use a credit card for a lot of things.  But if it's something that we wouldn't be able to be pay off at the end of the month, we won't pay for it with the card.  We'll save up for it.  I think credit cards are dangerous for anyone who depends on them too much.  We use it out of convenience.  We have not paid a single penny in interest or service charges with it.  I have done that in the past and pray I will never have to again.  Now, if I can't pay for it, I don't NEED it.  My advice is to get out of debt and STAY out of debt as quickly as you can.  Then, SAVE, SAVE SAVE!  If you pay cash for everything it DOESN'T MATTER what your credit rating is!
Jul 24, 2013 9:03AM
one the most stupid article i ever seen
Jul 24, 2013 8:32AM

"No. 3: Don't pay off all your debt."  Stupid, stupid, stupid idea!!  I ALWAYS pay off my credit cards!  I NEVER carry a balance.  People that do are throwing money down a rat hole!

Jul 24, 2013 7:56AM
Yes Hillary....You are a symptom of what the problem is. I have a credit score over 800 and it still takes two months and facing the attitude and rules of the bank/government organizations with their stupid rules in order to get something less of a loan than I wanted. "Dont do this, dont do that, dont buy anything, here are six more forms to fill out, dont cancel any credit cards, jump through these hoops." I am the customer with an 800 credit score and money in the bank, remember? Remember that without good customers, you are out of business.... 
Jul 23, 2013 9:44AM

As an agent in the Laguna Beach real estate market, I know these nine smart plays keep the red flags away -- and keep your pre-approved loan intact. But you’ll also need to keep temptation in check while you’re house hunting. If it costs more than 2 thousand dollars, don’t buy it. If a company requests your social security number, don’t give it. And absolutely don’t cancel your credit cards. Ignore this advice, and your FICO score will sprout red flags.    

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