The 100 best places to live

Money magazine's annual list of the small towns that are the heart of America combines affordability with a high standard of living.

By Mai Ling at MSN Real Estate Jul 13, 2009 10:43AM

In tough economic times like these, affordability plays a big role in where we choose to live. But what Americans really want is to find the perfect town where they can settle down for the long term, one that features a lifestyle that will offer fun for the entire family.

 

Money magazine's list of the "Best Places to Live" combines both of those traits, featuring a slide show of some of the most picturesque towns across America that boast an ideal standard of living with an ability to rise above the economic downturn.

 

Unemployment in most of the cities in the top 10 is well below the national average of 9.5%, with No. 3 Papillion, Neb., at the lowest at 4.5%.

The No. 1 city may not be able to beat that, but it's not doing so bad itself at an unemployment rate of 6%. Add to that the good schools and easy access to the great outdoors, and the down-to-earth town of Louisville, Colo., is at the top of the list.

 

Not only has the family-friendly city weathered the economic downturn well, but also it has nearly 30 miles of trails, eight world-class ski resorts within two hours, and Rocky Mountain National Park less than an hour away.

 

In a video of why Louisville is the "Best Place to Live," one resident put it simply: "It has that nice small-town feel to it, but it's not small-minded."

Plenty of outdoor and family-friendly activities are what put a lot of the cities in the top 10, including in No. 4 Middleton, Wis., where the town's 1,000 acres of parks, cross-country ski trails, and bike and running paths keep families busy throughout the year.

 

A low crime rate and good schools are also a big draw, especially for No. 8: Peachtree City, Ga., which has the lowest crime rate in its state, an excellent school system and plenty of golf carts. From Money magazine:

 

Planned in 1959, Peachtree City contains five "villages" that are connected not only by standard roads but also by 90 miles of wooded golf-cart paths. Children drive carts to school, families to either of two 250-acre lakes, and yes, golfers to any of the three courses in town.

 

That alone is enough to draw golfers of all ages from around the nation -- and quite possibly the world.

 

As we all know, it's not just about the standard of living. If real-estate investing is still a big selling point for you, No. 7 Keller, Texas, may be your best bet, where home values increased 6% last year. Yes, you still can make money in real estate!

 

Here's the list of the top 10:

  1. Louisville, Colo.
  2. Chanhassen, Minn.
  3. Papillion, Neb.
  4. Middleton, Wis.
  5. Milton, Mass.
  6. Warren, N.J.
  7. Keller, Texas
  8. Peachtree City, Ga.
  9. Lake St. Louis, Mo.
  10. Mukilteo, Wash.

Click here to see the complete list of the "100 Best Places to Live."

34Comments
Jul 14, 2009 5:53AM
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well these are nice plces but don't beat sutherlin,or. we have no tornado's,flooding,heat waves,snowstorms etc. this a small community of 10,,000 or less, great schools.  lake nearby for baoting full 18 hole championship golf course a d is less than an hour drive to eugene,ore tracktown usa.  So i will live it has the best of both worlds...
Jul 14, 2009 4:10AM
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This list should unnecessary. True citizenship demands that we make whatever community that we live in the best that we can. That includes equality and justice for all. It includes contributing to the better good of all, not just of ourselves. It also includes everyone in the community being of like mind in their decisions of how they live, and of who lives there.

It doesn't include having folks who come to "camp out", case the place, take what isn't theirs, and send whatever "booty" they come by back to somewhere else.

It doesn't include keeping to yourself, espousing another lifestyle, making a lot of noise, and never taking the time to learn what citizenship is.

That's why LEGAL immigration is so important.

I don't want to see another list until we straighten out how people get into them, or this country.

Jul 14, 2009 2:59AM
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Lists like this are just a who's who of where to go, to screw up this country further. As a fifth generation Texan, I can honestly say that my family members helped create a nation of plenty. As a decendant of the original founding fathers, I can say the history is rich with contributions to the greater good of all those who came and blended into the melting pot that is the United States.

Unfortunately, the socialists came here, too. Now we're swimming in opportunity for those who never pay a red cent to help out. In fact, many send off for their relatives to come and suck off the rest of us, as well. They bring there baggage that they were supposed to leave behind, and wake us all up too early in the morning with it. They have us buying burglar alarms and window fences, and wishing someone would just send them back to where they came from. They bankrupt our economy, and send the money they make to some other country.

Thanks for the list. Now go back to wherever you came from.

Jul 13, 2009 11:23PM
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Louisville, Co. diversity has a high percentage of Caucasian residents? Well then, I'm moving to Louisville. Here in Phoenix if you're Caucasian you ARE not just a minority, but an OUTSIDER in your own country. Try finding a job in Arizona....Caucasians need not apply! I'm done here. Last one out of AZ, bring the US flag with you.
Jul 13, 2009 9:12PM
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Are you kidding me, Louisville Colorado is right in the middle of the Denver Metro area, it's not even a real town any more, has been part of Denver for many years. Whoever wrote this obviously has no clue what a small town is. There are many real towns in Colorado that are by far better than anything in the dump we call Denver, the milehigh garbage pile, just another big stinking city.
Jul 13, 2009 8:53PM
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I live in Austin, TX and for those of you whose cities made the list, you're going to be sorry someday soon! Austin has made more of those "best places to live" than any other city in the world it seems, and now, 15 years later, we're still being over-run with transplants coming here from places like California who are just ruining our city/state and making it difficult for those of us natives. Our schools are overcrowded, our streets and highways are overcrowded, our taxes are way up, the prices of homes has skyrocketed, jobs are hard to come by, and our beautiful city is no longer the quiet college town it had been for several decades before these stupid publications came out!!! Austin is still a great place to live, but all these transplants and wannabee Texans with their arrogant and obnoxious attitudes are really starting to make us look bad and they're really starting to stink up the place. Not to mention, Texas has always been known for its beautiful women with great fit bodies......well, even that's starting to get watered down with all these fat northerners with pale skin, unattractive faces/bodies, and obnoxious personalities. I don't think northerners should try to mix with people from the south, it's just not a good mix and you just don't fit it. So those of you thinking about moving to Austin or Texas, do us all a favor and move elsewhere, please!!! We're sick and tired of you ruining our cities and state!! No more publications about cities in Texas being the "best" at anything!!!   
Jul 13, 2009 8:46PM
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Hey folks. Just a big, wet slap of reality for ya. You know HOW to stay on the list of Best Places to Live? Don't be placed on the list of Best Places to Live. Kooky right, let me esplain. Look at the past lists folks, those places didn't stay there long, did they? I wonder why...hmmmmm. These "Best/Nicest/Safest Places to Live In America" lists are a death blow for a "virgin" society that has little, if any, "bad" people. If there's very few people of color/minorities in the video, then THAT'S how they got on the "Best" list to start with, no crime, few minorities and definitely no illegal's. They are cursing you now, these people living in peace and quiet, after opening up and exposing their utopia's jugular to the animals that are currently feeding on the rest of "border" America. Too bad, so sad for your perfect communities. You can join the rest of American sufferers, such as, any person living on a border-state or in any inner-city(white as well as black). Welcome to the "melting-pot",  and stew just like the rest of us in our "diversity".  Yes, yes, all of you who are shaking your finger and screaming racist, I hear you, but the truth hurts, and Im hear to call it as I've SEEN it, there's more pain to come. Anglos and blacks are no longer fighting the illegal invasion, no one will listen or do anything, so, we just keep moving north. Sort of like trying to outrun a plague. I wasn't always this hatefully pessimistic, when I first moved to San Antonio Texas(12 yrs ago), I was prepared to embrace all the hispanics, their culture, language, and not be like the "other" whites(gringos) that treated them badly, disrespected and took advantage of them, but it didn't matter, they don't want or need your/our friendship or compassion, or laws, or manners, they just take, whatever they want, from the government, from you, it just doesn't matter, period. If I still lived in a salvageable community, and wound-up on a list like this, I would sue the makers of this list and those just like it, to stay off of them, because this list is where your secret, perfect community will go to die. Wait and see. Sorry, and/or, your welcome.
Jul 13, 2009 8:05PM
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Are you serious??? that whole Boulder/Louisville is a complete ****. I lived there 15 yrs ago and even then the traffic and housing prices were outrageous.

Do yourself a favor, find a town not on the list, and pray that it never makes the list.

Jul 13, 2009 8:04PM
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yes, Dr. B........just take a look at Californie
Jul 13, 2009 7:38PM
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Sorry, but this looks like the kind of town that most young people can't wait to get out of. I should know, I'm from around that area. I'm a big city boy now, and while the cities do have their issues, I thank God for the diversity and multiculturalism I see around me on a Sunday afternoon when I walk through my city. The sights, the foods, the music. This is what our country is about.
Jul 13, 2009 7:32PM
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I live in San Antonio, Texas. Enough of the diversity. We're S**t deep in it here. If wanting to maintain a decent quality of life requires seperatism, I'm all for it. It'd be good to get away from those who think everyone else's stuff belongs to them. Some folks here don't understand the concept of PRIVATE residential property.  Pepe can stay where he's at.

Jul 13, 2009 7:02PM
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Worst thing that could happen.  Rochester Mn was the winner several times in the 90's and now we're buried in minorities and have had more murders in the last three years than the previous seventy five. Some places aren't safe after dark. This ain't Mayberry anymore.
Jul 13, 2009 6:23PM
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We moved from Keller, TX, (#7 on the list) in March 2009. It is 20 minutes northeast of Ft. Worth.  It's not a big city, but still has lots of shopping and is close enough to the big cities (FW and Dallas) to enjoy what they offer. It is a nice town, but is getting congested just like Fort Worth and Dallas. We are now in a very small town (10k people) in Arkansas close to the Ozarks and love it. There isn't much shopping, but less stress and traffic is so wonderful. It's all relative.
Jul 13, 2009 6:04PM
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DO NOT "HEIL" ME!!!!!!!!!!!!!!!!!!!!!
Jul 13, 2009 5:50PM
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tirante..i missed NADA. i believe you missed the sarcastic ! at the end of my saddened thanks.
HEIL!

Jul 13, 2009 5:45PM
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pepe,

 

I believe you missed the irony in my post.  I was pointing out the hypocrisy of the "limousine liberals".

 

You want diversity?  Move to E. St. Louis or Detroit.  I prefer my relatively non-diverse town--wish it had a Diversity Rating of 0.0%.

Jul 13, 2009 5:36PM
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We know Colorado is a great place to live. That's why we live here. If anyone reading this is thinking about moving to Colorado, don't. Please don't. I could really do without the extra traffic (and pollution). We could also do without the attitude some people seem to have when moving here from other states. There are barely enough jobs for the people who were born here. If you think this is being separatist , you're right. Colorado is full, go home.

 

Jul 13, 2009 4:55PM
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Now you know if CA cities with the high taxes (ask my daughter about the CA taxes- car tag taxes doubled this year) are on the list and Medina OH ( quaint town - lived out side of it for years)where lots of folks have been laid off from 3M are on the list - to say nothing of OH taxes, & Marietta/Cobb Cty GA ( my current hometown with a quaint town square) and Roswell GA (neat shops in town & and active square) are not on the list , the whole list is BOGUS.
Livability means low taxes, easy to get to stores, good schools, high standard of living but not a lot of bankruptcies or foreclosures, better than average employment, local amenities such as parks and recreation and low crime rates.
But then again, Money Mag never saw the current melt down coming so what do they really know?

Jul 13, 2009 4:45PM
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Synjon,  You're really showing your ignorance by implying that the number of people on antidepressants lowers a town's livability.  Do diabetics or people with high blood pressure count against a town too?   How about those with disabilities or arthritis?

Jul 13, 2009 3:56PM
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Westminster has it all over Louisville for affordability, shopping, schools, and downright cleaner city.

I know, I moved to the front range 2 years ago and looked hard at all the Denver metro cities, comparing what I believe matters

most to the average family.  Westminster was the best!  To top it off, I found a great area, beautiful view of the mountains, and wonderful neighbors.

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About Teresa Mears

Teresa Mears

Teresa Mears is a veteran journalist who has been interested in houses since her father took her to tax auctions to carry the cash at age 10. A former editor of The Miami Herald's Home & Design section, she lives in South Florida where, in addition to writing about real estate, she publishes Miami on the Cheap to help her neighbors adjust to the loss of 60% of their property value.

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