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Consumer advocates question if residents will be shown the door in these cases.
Although foreclosures were down overall in January, delays in some states have filings piling up, RealtyTrac says.
Forgiven mortgage debt can't be taxed as ordinary income, which may be a blow to short sales.
In addition to federal programs designed to help you refinance or modify your current mortgage, your state may offer specific programs not only to homebuyers but also to homeowners.
These bank-assisted sales grew by 12 percent in December, compared to a year prior.
Filings fell 26 percent in 2013, and they may decrease even more this year.
By MSN Partner
The tepid job participation rate reported Friday explains why so many people can't buy homes and why others are unable to save their homes.
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