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Homeowner coverage depends on factors that include construction costs and liability.
Hong Kong tops the list with home prices more than doubling since 2009.
Filings fell 26 percent in 2013, and they may decrease even more this year.
'In order to have a strong homebuying season, sellers need to put their homes on the market,' realtor.com president says.
Density and access to public transit trump square-footage, surveys say.
Home-price gains will not be as extreme as in 2013, experts say.
By MSN Partner
The tepid job participation rate reported Friday explains why so many people can't buy homes and why others are unable to save their homes.
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