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FIND YOUR DREAM HOME OR APARTMENT

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183Comments
Apr 2, 2014 8:08AM
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Whom was it that mentioned an irrevocable trust? I'm interested in that too.Please contact me.Thank you.
Jan 29, 2014 6:36AM
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I am furious. I am selling a home in a maryland community with hoa. I am paying 600 in hoa and they are building new homes which they are advertising with 300 in hoa. is that even legal? isnt that unfair competition or discrimination. The new homes are even priced higher and everything is the same as far as size of land and size of home.
Jan 9, 2014 8:22PM
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If its your house to the hell with hoa. If they go on your property call the police and be cited for trespass. And take it to court its your home
Nov 5, 2013 1:58PM
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i am having an issue with my HOA. the HOA rules do not have any true guidance as to indigenous trees being near your foundation. we just built a house, the hoa rules state that in no way is an indigenous tree to be harmed, moved or cut down. in fact, the builder must adjust the placement or footprint to accommodate the tree. I have a 50 to 60 year old pine right off my front porch. we live in Colorado in what is classified as high desert area. now that the house is built and we moved in, the HOA architectural committee lady is saying we must cut it down or face a lien on our property. the HOA is also telling the builder, he will not be able to build anymore in the community if he does not cut it down. he said they wanted to him to cut it down, but I the home buyer said no.

I am in a quandary as to how to fight this. my kids love the tree, and it shades our home. again there are no guidelines relating to proximity of trees to foundations and the HOA had to approve the permit before the house was built. looking for some big time help

Oct 19, 2013 8:32PM
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I'm not a fan of HOA housing. I personally never buy into those areas, many times it is harder to sell the property because of the HOA. Have not been able to visit a good friend at his home for years now. The reason? the HOA does not allow pick-ups in the driveway after sundown. Since all I drive are pick-ups, I never visit anymore.

He is currently in trouble over having 4 drivers (kids grow up, what a surprise!!??) with only a 3 car garage, so their 4th car sits in a shopping center a short distance away. How crazy is that??

A successful tactic for dealing with HOAs is to get a board member or 2 that work together and paralyze the actions the HOA can take. Most residents of the HOA will enjoy no enforcement actions and keep voting them in, no lawyers or legal fees required!!

Oct 19, 2013 5:15PM
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HOA rules aren't a state secret. Be a responsible adult, check they out before you buy, ask questions, THEN buy or look elsewhere. Don't break the rules, then BIT*H about fines.

 

Everyone in the HOA gives up something for the well-being as a WHOLE. (And I guess it's why most Americans, who are me-me-me 24/7 can't grasp the concept.

Oct 19, 2013 4:05PM
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Buy the biggest parcel of land that you can afford and have a house built or purchase a modular home, avoid buying a home in a HOA community.

I bought my new home 6 yrs ago in a new community in Houston, TX that had an HOA and about 100 homes completed at the time I purchased my home. I assumed that living in a community with an HOA would be my best option and that the HOA would enforce deed restrictions, that assumption was a big mistake on my part.

The only two home builders in the community when I bought my home went bankrupt, the last home builder stopped building new homes in the spring of 2009 and that builder was pouring thousands into the HOA account due to over half of the homeowners not paying their yearly HOA dues to maintain the community.

The last builder had to pour thousands into the HOA account to maintain the community in order to sell their remaining inventory of homes during the bankruptcy and winding down of the company.

The two builders that quit building in the community left the developer with 28 remaining lots in phase one of the community and over 350 lots in the undeveloped future planned phase two of the community.

The community went into decline with foreclosures and the HOA didn't have the funds to maintain the community due to not having a builder to pump thousands into the HOA account due to deadbeat homeowners not paying their $300.00 yearly dues. This also caused my yearly dues to increase to $375.00.

Suddenly in the fall of 2010 the developer cleaned up the community prior to selling the remaining lots to a nationwide home builder. The new builder came in to build out the remaining 350+ lots and since they had the majority rule in the HOA, they also lowered the building standards.

At the yearly HOA meeting last week, I found out that this builder has continued the tradition of pumping around $25,000 a year into the HOA to maintain the community. There is still over $33,000 owed to the HOA from deadbeat homeowners that have never paid their yearly HOA dues.

The HOA president stated that there is nothing that the HOA can do about homeowners not paying there yearly dues except send out letters and add penalties & fees to the delinquent accounts.

The HOA can't even enforce deed restrictions, all they do is send out letters and once in a great while they will cut the tall grass for homeowners that don't maintain their property and bill them. A few homeowners will pay this fee for the HOA having to cut their grass but the majority of the homeowners that have to have the HOA landscaping contractor cut their grass never pay the fee.

The current builder will continue to pump thousands into the HOA account to protect their interest in selling their homes until they build out the community in about four years and then the HOA account and the community will rapidly decline. I plan on selling my home right before the current builder closes out the community.

My advice is to look at the yearly HOA financial statements to verify solvency. If there is a current builder or developer putting money into the HOA account to make up for homeowner delinquencies, turn around and walk away without looking back.

Oct 19, 2013 11:36AM
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Here's a way to get around pet restrictions: Get Fido registered as a "service dog"...and I believe that goes far beyond seeing eye dogs, to animals who are saving you from feeling depressed. Of course, I don't think that would work too well for service cats.
Oct 19, 2013 8:26AM
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Couple streets over from us, here was lawsuit of neighbor who wanted vinyl siding but HOA rules said no, only "natural" materials, and HOA won. So homeowner kept the wood shakes on the house and painted them bright purple.........no wherein the rules did it way you could not use that color...... ooops....
Oct 19, 2013 5:04AM
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This caught my interest and did reply to retired loafer...not an attorney but do know the HOA's inside out.  If you want ... you can reply to me directly and may be able to answer some questions.  Remember....that many "HOA's" from inception worked with developers (many bankrupt or "invisible") and that is where the "governance" came from and comes from.    This is advice only and not to be construed other. Good luck to you all as it that difficult to get them to abide by "their" own CCR's. 
Oct 19, 2013 3:13AM
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If you don't like dealing with HOA's then don't buy a house in a neighbourhood that has one.  Otherwise, shut up and do as you are told!  I don't want to hear it!
Oct 19, 2013 2:28AM
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HOA's aren't bad ideas..., but too many are run by bossy cliques of long time residents determined to shove their own views down everyone else's throats.  Most of the problems could be eliminated by simply limiting the terms of board members to one year in every five.  New blood prevents any clique from getting too powerful.

 

Failing that, your only real option is "going postal".

 

Aug 7, 2013 3:34PM
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My HOA just sent me a notice that the paint on the block wall on one side of my house, facing the street, is out of code. I bought the house like this 4 years ago, haven't changed a thing and have never received a notification about the paint. I just learned yesterday that 43 other houses have received the same notification about the paint on their block walls being out of code. What can I do? Do I have to pay for all of this if I bought the house like that? 

Now get this, a previous board member told me and another neighbor that one of the current board members used to own a landscaping company which many people in the community used, he just divorced his wife so that she can run the company while he sits on the board and they still live together. The landscaping company went around the neighborhood checking for houses out of code... isn't that kind of nuts?

Jun 27, 2013 5:05PM
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How can I find out if my HOA is pinpointing my house and not others? I've gotten a second traffic violation on one of cars for parking on the wrong side of the street (my car was parked up on the curb with the driver's side door facing my house because I don't like fearing that my door's going to come off when cars come down my street. My section of the neighborhood has really narrow streets. And I admit to parking wrong.) but four houses down another house was parked the same way I was and they didn't get a ticket. And I've noticed other people are parking wrong but not getting tickets. (I've went and talked to a couple of them.) Also the same cop is giving me the violation tickets. Is there something I'm missing?
Jun 26, 2013 7:30AM
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Also, we had to institute new rules too because of bad behavior. No rentals for one due to the one unit. Also very hard to get a mortgage when more than 75% units are rented. And the owner that rented was very badly behaved. Also getting ready to impose parking restrictions as people are blocking the driveway, so no one can leave. And it's usually the first unit because they can always get out so they don't understand the problem. So a few bad apples spoil it for the. Whole bunch & I'm afraid that in this narcissistic culture we live in its the majority.
Jun 26, 2013 7:24AM
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I didn't make this clear but they are harassing us about work that they want done: new garage, concrete work, tuckpointing and when I'm like ok that going to cost $60k and a special of $15k/unit, they tell me to remove them from the mailing list. How am I supposed to pay fo $60k worth of work with $10k. It keeps going like this.
Jun 26, 2013 7:17AM
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I have the unfortunate task of running a small homeowners association (4 units). It's awful & people are jerks and have this magical thinking:
1. I have lived here for 15 years and was hit with a special assessment of $2,500 within one month of moving in.
2. The place is 55 years old and many things are reaching the end of their economic life but there are no reserves for these things.
3. Two units went into foreclosure, were unoccupied for 2+ years, and no fees were collected. One unit rented out his property eventually to section 8 renters & caused nightmares for everyone. Needless to say no assessments were paid on these units. I placed leins on theses properties to collect these unpaid bills otherwise the remaining units would have had to cover the expenses for these units. The current owners were not happy about this and seem to be under the impression that the association is responsible for the state of their neglected property.
4. We pay $70/month which requires large special assessments when any work needs to get done. The $70 covers common insurance, common electrical, and minor expenses (garbage cans, light bulbs, grass seed, lawn mower, etc...). I am struggling to put $35 away per month for reserves, yet these homeowners want all this work done (to the tune of $60k-70k, they want the association to pay (we currently have $10k in the bank due to some incredible management on my part we didn't go into debt - I did all the legal work myself and my husband did all the yard work - & the money represents what we collected in liens). For these people it appears that they think it works like magic.
5. My husband and I spend approximately 5-10/hours/week doing work for the association. Some weeks it has been as much as 30 hours/week. This is unpaid labor. For this we are abused.

When I spell out the costs and finances and special assessments required they are harassing me and my husband about (yes harassing), I am told to take them off the mailing list. They're idiots.

Just presenting another perspective.
Apr 6, 2013 8:40AM
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sorry for the miss spelling  can the HOA force me to get rid of my RV (I just bought) but not do anything about another neighbors RV?  I live in rural Montana, my neighbor (who rode my horses until they attempted to own them) then complained about "Horse feces on my property" across the street is a very large field with horses and other livestock, the HOA sided with me but then my neighbor sued me, (settled out of court) If a rule has not been enforced for 5 years can they single me out?
Apr 6, 2013 8:27AM
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If my neighbor has no said aythng about my oter neighbors RV for 5 years can he have the HOA make me get rid of my RV but not the neighbors

Jan 19, 2013 3:25AM
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Okay so everyone hates HOAs. What if you live in an area and have lived there for several years. Now the push is to bring one in?
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