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Jul 5, 2014 9:53AM
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FEMA's recent flood insurance increases have made homes in flood zones unsalable.  Not only is the initial flood insurance rate a factor, but also the uncertainty of premium increases in subsequent years is really killing the market.  We are trying to sell our home that was built before flood zones were designated in our area.  It is move in ready and priced it reasonably. Potential buyers love it, but cannot afford it once flood insurance is factored in. 
Jul 5, 2014 9:23AM
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The actual change of our real estate market is:  Chinese people keep buying every single hous from us with cash, and generate a bubble on our property market, those new Chinese home owner makes huge profit, but many of us can't afford to pay rent.
Jul 5, 2014 9:17AM
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One big way should be by enforcing federal law. As loans are sold to the gov't, it's suppose to be a felony to make false claims regarding employment, income, or down payment information on home loan applications.
Jul 5, 2014 4:06AM
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No No No...Don't believe the interest rate hike scare tactic because as long as homes are priced 200k - up they KNOW if the rate breaches 4% it will get ugly...and fast.

High median prices + high interest rate = Housing demand destruction

Believe it!
Jul 5, 2014 2:55AM
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The Johnson Crapo reform bill his no chance.
Well what did we really expect with a title like that?

Jul 5, 2014 2:48AM
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Big change - my house is now worth noticeably more than when "the decision maker" Mr. Bush left the President's office !
Jan 14, 2014 9:24AM
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So that building full of 'amateurs' are back at it again!!
Jan 14, 2014 7:41AM
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FHA just raised the ceiling on PMI rates on FHA loans and depending on your % you will have 11yrs on a 15yr and LIFE of loan on a 30 year.


Nothing like paying for the entire 30 years even if you drop below 78% LTV ratio.


Of course the GSE raised the 5 year wait on Bankruptcies/foreclosures to 7 years to force more people into FHA loans with a 3 year wait time.


Welcome to scam 101

Jan 14, 2014 7:21AM
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'Fannie Mae'........sign reminds me of the fag Barnie Frank.
Jan 14, 2014 6:24AM
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Ok, ARMs are going to be better than fixed.  Pull the unsuspecting into a loan that shoots up in 2015.  I hate this gov't.
Jan 14, 2014 6:20AM
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I just love how those that failed to pay their mortgage for whatever reason maybe they refi'd to get a vacation or a car or whatever got knocked down to as low as 2% while us saps that actually did without worked two jobs did whatever we had to do to pay those mortgages were left with the same interest rate.


Just awesome as the responsible people of the world get screwed at ever corner.  Want my free damn cell phone as well.

Jan 14, 2014 6:15AM
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Everybody knows banks are too tight.   Cannot buy a house without a loan.
Jan 14, 2014 5:49AM
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looking for an other crisis?. Yes man!
Jan 14, 2014 5:24AM
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Dodd-Frank.  Now there are several names to remember.  How many people can say they took down the world economy virtually to the point of collapse and never fired a shot?  These guys could be military advisers - look at the savings in arsenals all over the world.  Just lend cheap money in masses to people that have no possibility of repaying the loans and make it a crime for every FSL not to lend under those guidelines.  The financial infrastructure implodes in one decade.  Sheer genius.
Jan 14, 2014 5:10AM
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"Affordability Products"...........Oh!, lets get people into homes just so they can go belly up in a couple of years if they make it that far..........am I missing something? sounds like 2009 again.

And guess what..........the "Sheeple" will get right in line again!

Jan 14, 2014 5:04AM
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51% of you ****es elected the wash. crap.  Now live with it... Really, I am glad to see most of the  crap coming out of DC drive you people nuts.  You should gotten your head out of the sand way back in 2008.  Stop listening to other people and start reading and learning for yourself.

 

Why don't all of you elect Hillary, this way your Wash problem will still be in DC.  She is just big a thief as the rest of WASH.  STOP moving the problems in DC from one office to another.

IF YOU WANT TO KEEP GETTING WHAT YOU ARE GETTING, THEN KEEP RE-ELECTING THE PROBLEMS.

Jan 14, 2014 4:40AM
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More regulations? Democrats must be involved.
Jan 14, 2014 3:25AM
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Should be easier to manipulate the market with the little guys gone.
Jan 14, 2014 1:54AM
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Man......WTF???? GREED! GREED! GREED!

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